Faktura.ru offers new opportunities to clients of IntechBank OJSC
IntechBank OJSC (Kazan city), together with Faktura.ru, RBS provider, has launched remote banking service for retail customers.
Today’s IT technologies determine successful banking business. That is why IntechBank pays specific attention to implementation of innovative technologies and solutions satisfying customer needs to the maximum.
IntechBank OJSC has been successfully operating in the financial market for 20 years and by now the bank enters TOP-200 largest RF banks by key indicators.
High bank’s reliability is confirmed by Expert RA and AK&M rating agencies that assigned “A” credit rating (high level of creditworthiness) to the bank.
Based on the bank’s statements, its major financial indicators significantly grew in 2013. By the results of the year: balance sheet total increased by 24%, net assets – by 21%, and amount of own capital - by 31%. IntechBank’s performance for the period from July 1, 2011 to July 1, 2014 shows that the loan portfolio more than doubled and assets growth rate comprised 87%.
IntechBank is a customer-centered company. The bank provides unique bank products to both individuals and legal entities. A wide range of deposits, loans and plastic cards is offered to individuals. Mortgage lending is one of the key bank’s business trends; IntechBank was the first bank in Tatarstan that started issuing mortgage loans.
The bank plans to develop its products and services line, raise the service quality, improve business-processes and develop IT infrastructure in partnership with CFT GC, started in 2009 with implementation of CFT-Bank (Platform 1), an informational banking complex.
In August 2014 in record breaking time Internet-bank for private customers based on Faktura.ru solution was launched and integrated with the bank’s card processing (MasterCard IPS). Currently a project on implementation of the Golden Crown – Money Transfer service is being developed.
Remote banking system implemented in the bank on the platform of Faktura.ru enables the clients to manage their accounts, deposits, loans, credits, plastic cards and perform any payments from any device with the option of Internet access.
Complex of remote banking services will lead to increase of bank’s fee income funded with services for collecting utility payments and payments for state and municipal services via Gorod Federal System and sending instant money transfers and other payments, besides, front offices will be less burdened and operating costs will be reduced. Faktura.ru will also provide its private customers with an opportunity to use Internet-bank not only through their computers or laptops, but also through free applications for mobile devices based on iOS and Android iOS platforms.
Our bank’s management considers reliability and flexibility to be half the battle in the financial services market. This is characteristic of CFT GC’s solutions as well, and it contributes to the increase of service quality and creation of a strong and competitive business-model in the market”, - noted Niyaz Terkulov, Deputy Chairman of the Management Board for Retail Business.
“Just as our partner, we focus on the interests, wishes and needs of each user of Internet-bank. I believe, that Faktura.ru service will effectively assist in achievement of great results and high level of service in the context of ever-changing market environment, - commented Madina Mukanova, Director of Faktura.ru service.
CFT GC’s comprehensive approach to dealing with partners should be specially focused on. Upon implementation of the project on launch of Faktura.ru, the company’s specialists taught the staff of IntechBank OJSC to operate in the service.
IntechBank OJSC (Kazan city) was established in 1994 upon involvement of several companies in the form of LLP. In 2007 the bank was reorganized into an open joint-stock company. (General license issued by the Central Bank of Russia No. 2705 as of February 21, 1994). The Bank is a participant of mandatory deposit insurance system. According to data provided by Interfax-100, IntechBank holds 173rd place by the amount of net assets. According to data provided by RBK Rating as at January 1, 2014 the bank holds 53rd place in the rating of the largest regional RF banks. AK&M and Expert RA rating agencies have assigned “A” credit rating to the Bank with stable forecast.