“Golden Crown – Loan Repayment”: prompt credit of payments made by customers of “Tinkoff Credit Systems” in MTS stores
“Tinkoff Credit Systems” bank together with the “Golden Crown – Loans Repayment” service and MTS Retail Network (CJSC “Russian Telephone Company”) have implemented the service of on-line payments crediting to the bank’s customers cards. The on-line payments crediting technology is performed at MTS stores throughout RF territory.
Solutions of “Golden Crown” and wide MTS retail network contributed to one more possibility of crediting cards by the customers of “Tinkoff Credit Systems”. The bank’s clients can load their credit and debit cards and accounts on-line and within walking distance. Customers of “Tinkoff Credit Systems” bank, who use the “Golden Crown – Loans Repayment” service in MTS stores, are given an extra bonus of crediting funds to their cards without commission*. Payments are accepted on-line**. To perform the payment it is necessary to give the number of the card/the agreement.
““Tinkoff Credit Systems” is the first remote bank in Russia providing services to more than 3 million of clients without network of subdivisions. For convenience of our customers we actively cooperate with the partners and base upon new technologies to upgrade our innovative service. The possibility to repay a loan using credit cards and recharge accounts on-line without commission through wide area network of MTS stores having “Golden Crown – Loan Repayment” service inside – is one more step in creating a modern bank of new format”, — notes Anatoly Makeshin, Payment Systems’ Director and a Member of TKS Bank’s Management Board.
“Golden Crown – Loan Repayment” service aims to create a simple and convenient process of loan repayment and recharging deposits and other accounts by the bank’s clients. For that end we cooperate with MTS Company and offer our partner banks on-line crediting solutions to be used within a wide network of payout locations. We hope that the clients of “Tinkoff Credit Systems” Bank – one of the leaders and pioneers in the Russian retail lending market – will appreciate options of this unique solution”, - says Anastasia Bayandina, the Head of “Golden Crown – Loan Repayment” Department.
*Debit cards have a limited amount of funds credited free per month in accordance with the bank’s tariffs, while credit cards can be used without such limitation.
**In case there is no connection with the billing, the funds shall be credited to the accounts on the next business day.
“Tinkoff Credit Systems” Bank was established in 2006 by a businessman Oleg Tinkoff for remote servicing of clients in credit cards market. In the middle of 2007 the bank launched emission of credit cards. In 2009 the bank began accepting retail deposits, became a member of Deposit Insurance System.
An international bank Goldman Sachs became one of “Tinkoff Credit Systems” bank’s co-owners in 2007, Vostok Nafta Investment Limited fund - in 2008 and Baring Vostok Private Equity Fund IV and Horizon Capital - in 2012. As at July, 1 the bank ranks third in Russia as for the credit cards portfolio (RUB 64.3 bln) with 7.7% of market share.